@font-face{font-family:"Pagella";src:url(pagella-regular.woff) format("woff");font-weight:400;font-display:swap}
@font-face{font-family:"Pagella";src:url(pagella-bold.woff) format("woff");font-weight:700;font-display:swap}
:root{--navy:#0F1B33;--navy2:#16264A;--gold:#B08D57;--goldl:#C9A56A;--ivory:#F7F4EE;--ink:#1B2438;--mute:#5B6475;--line:#E3DDD0;--w:1080px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:18px/1.65 "Pagella",Palatino,"Palatino Linotype",Georgia,serif;color:var(--ink);background:var(--ivory)}
img{max-width:100%;display:block}a{color:inherit}
.wrap{max-width:var(--w);margin:0 auto;padding:0 20px}
h1,h2,h3{font-weight:700;line-height:1.15;margin:0 0 .5em;color:var(--navy)}
h1{font-size:clamp(2.1rem,6vw,3.6rem)}h2{font-size:clamp(1.6rem,4vw,2.3rem)}h3{font-size:1.25rem}
p{margin:0 0 1em}
.eyebrow{font-size:.8rem;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);margin-bottom:.8em;display:block}
header.site{background:var(--navy);color:#fff;position:sticky;top:0;z-index:20}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:76px}
.brand{display:block;width:176px;text-decoration:none}.brand svg{width:100%;height:auto;display:block}
nav.main{display:flex;gap:26px;align-items:center}
nav.main a{text-decoration:none;font-size:.95rem;letter-spacing:.04em;color:#fff;opacity:.85}
nav.main a:hover,nav.main a[aria-current]{opacity:1;color:var(--goldl)}
nav.main a.cta{border:1px solid var(--goldl);color:var(--goldl);padding:.45em 1em;border-radius:2px;opacity:1}
nav.main a.cta:hover{background:var(--goldl);color:var(--navy)}
details.mobile{display:none}
details.mobile summary{list-style:none;cursor:pointer;color:var(--goldl);letter-spacing:.12em;font-size:.9rem;text-transform:uppercase;padding:10px 0}
details.mobile summary::-webkit-details-marker{display:none}
details.mobile .menu{position:absolute;left:0;right:0;top:100%;background:var(--navy2);padding:8px 20px 18px;display:flex;flex-direction:column}
details.mobile .menu a{padding:12px 0;border-bottom:1px solid rgba(255,255,255,.1);text-decoration:none;color:#fff}
@media(max-width:820px){nav.main{display:none}details.mobile{display:block}header.site .wrap{position:relative}}
.hero{background:var(--navy);color:#fff;padding:72px 0 88px;position:relative;overflow:hidden}
.hero h1{color:#fff;max-width:14em}.hero h1 span{color:var(--goldl)}
.hero p.lead{font-size:1.2rem;max-width:34em;color:rgba(255,255,255,.82)}
.btns{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.btn{display:inline-block;padding:.8em 1.5em;border-radius:2px;text-decoration:none;font-weight:700;letter-spacing:.04em;font-size:.98rem;border:1px solid var(--goldl);background:var(--goldl);color:var(--navy)}
.btn:hover{background:#d8b57c}
.btn.ghost{background:transparent;color:var(--goldl)}.btn.ghost:hover{background:rgba(201,165,106,.15)}
.btn.dark{background:var(--navy);color:#fff;border-color:var(--navy)}.btn.dark:hover{background:var(--navy2)}
.btn.dghost{background:transparent;color:var(--navy);border-color:var(--navy)}
section.block{padding:72px 0}section.alt{background:#fff}
.grid{display:grid;gap:22px}.g3{grid-template-columns:repeat(3,1fr)}.g2{grid-template-columns:repeat(2,1fr)}
@media(max-width:820px){.g3,.g2{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);padding:28px;border-top:3px solid var(--gold)}
section.alt .card{background:var(--ivory)}
.card h3{margin-bottom:.4em}.card p:last-child{margin:0}
.card a.more{color:var(--gold);font-weight:700;text-decoration:none}
.steps{counter-reset:s;display:grid;gap:18px;padding:0;list-style:none;margin:0}
.steps li{counter-increment:s;display:grid;grid-template-columns:54px 1fr;gap:16px;align-items:start}
.steps li::before{content:counter(s);width:46px;height:46px;border:1px solid var(--gold);color:var(--gold);display:grid;place-items:center;font-weight:700;font-size:1.2rem;border-radius:50%}
.steps h3{margin:.15em 0 .2em}.steps p{margin:0}
.split{display:grid;grid-template-columns:1fr 1.3fr;gap:48px;align-items:center}
.split.eq{grid-template-columns:1fr 1fr}
@media(max-width:820px){.split,.split.eq{grid-template-columns:1fr;gap:28px}}
.photo{border-radius:4px;max-width:380px;width:100%}
.band{background:var(--navy);color:#fff;text-align:center;padding:64px 0}
.band h2{color:#fff}.band p{color:rgba(255,255,255,.8);max-width:36em;margin:0 auto 1em}.band .btns{justify-content:center}
.pagehead{background:var(--navy);color:#fff;padding:56px 0 60px}.pagehead h1{color:#fff;margin:0;font-size:clamp(2rem,5vw,3rem)}
.pagehead p{color:rgba(255,255,255,.8);max-width:36em;margin:.8em 0 0}
.checks{list-style:none;padding:0;margin:0 0 1em}.checks li{padding-left:1.7em;position:relative;margin-bottom:.55em}
.checks li::before{content:"";position:absolute;left:0;top:.6em;width:.9em;height:.45em;border-left:2px solid var(--gold);border-bottom:2px solid var(--gold);transform:rotate(-45deg) translateY(-50%)}
.note{font-size:.9rem;color:var(--mute);border-left:3px solid var(--gold);padding-left:14px;margin-top:1.4em}
.contactbox{background:#fff;border:1px solid var(--line);padding:30px;border-top:3px solid var(--gold)}
.contactbox dt{font-size:.78rem;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin-top:1em}.contactbox dd{margin:.15em 0 0}
.legal h2{font-size:1.35rem;margin-top:1.8em}.legal h3{font-size:1.1rem;margin-top:1.2em}
mark.ph{background:#FFE9A6;color:#5a3d00;padding:0 .25em;border-radius:2px}
footer.site{background:var(--navy);color:rgba(255,255,255,.75);padding:48px 0 28px;font-size:.92rem}
footer.site .cols{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:32px}
@media(max-width:820px){footer.site .cols{grid-template-columns:1fr}}
footer.site h4{color:var(--goldl);font-size:.78rem;letter-spacing:.2em;text-transform:uppercase;margin:0 0 .8em;font-weight:400}
footer.site a{text-decoration:none;display:block;padding:.15em 0}footer.site a:hover{color:var(--goldl)}
footer.site .fine{border-top:1px solid rgba(255,255,255,.12);margin-top:32px;padding-top:18px;font-size:.82rem}
a:focus-visible,summary:focus-visible{outline:2px solid var(--goldl);outline-offset:3px}

.topbar{background:#0A1326;color:rgba(255,255,255,.78);font-size:.82rem}.topbar .wrap{display:flex;justify-content:space-between;gap:12px;padding-top:7px;padding-bottom:7px;flex-wrap:wrap}
.topbar a{text-decoration:none;margin-right:16px}.topbar a.watop{background:#25D366;color:#0A1326;font-weight:600;padding:2px 12px;border-radius:14px}.topbar a.watop:hover{color:#0A1326;filter:brightness(1.08)}.topbar a:hover{color:var(--goldl)}.topbar .r a{margin:0 0 0 16px}
@media(max-width:560px){.topbar .wrap{font-size:.76rem}.topbar .r a{margin-left:10px}}
.hero .wrap.hgrid{display:grid;grid-template-columns:1.3fr .8fr;gap:40px;align-items:center}
.hero svg.art{width:100%;max-width:340px;justify-self:end}
@media(max-width:820px){.hero .wrap.hgrid{grid-template-columns:1fr}.hero svg.art{display:none}}
.facts{background:#fff;border-bottom:1px solid var(--line)}.facts .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;padding-top:22px;padding-bottom:22px;text-align:center;font-size:.92rem}
.facts b{display:block;color:var(--navy);font-size:1rem}.facts span{color:var(--mute)}
@media(max-width:820px){.facts .wrap{grid-template-columns:1fr 1fr}}
.ico{width:46px;height:46px;border:1px solid var(--gold);border-radius:50%;display:grid;place-items:center;margin-bottom:14px}.ico svg{width:24px;height:24px;stroke:var(--gold);fill:none;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}
.g4{grid-template-columns:repeat(4,1fr)}.g6{grid-template-columns:repeat(3,1fr)}
@media(max-width:980px){.g4{grid-template-columns:repeat(2,1fr)}}@media(max-width:820px){.g6{grid-template-columns:1fr 1fr}}@media(max-width:560px){.g4,.g6{grid-template-columns:1fr}}
details.faq{border-bottom:1px solid var(--line);padding:16px 0}details.faq summary{cursor:pointer;font-weight:700;color:var(--navy);font-size:1.12rem;list-style:none;display:flex;justify-content:space-between;gap:12px}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary::after{content:"+";color:var(--gold);font-size:1.4rem;line-height:1}details.faq[open] summary::after{content:"–"}details.faq p{margin:.8em 0 0}
form.f{display:grid;gap:14px}form.f label{display:grid;gap:5px;font-size:.88rem;color:var(--mute)}
form.f input,form.f select,form.f textarea{font:inherit;font-size:1rem;color:var(--ink);padding:.7em .8em;border:1px solid #cfc8b8;border-radius:2px;background:#fff;width:100%}
form.f .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}@media(max-width:560px){form.f .row{grid-template-columns:1fr}}
form.f .chk{display:flex;gap:10px;align-items:flex-start;font-size:.85rem}form.f .chk input{width:auto;margin-top:.35em}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin:0 0 1em;padding:0;list-style:none}.chips li{border:1px solid var(--line);background:#fff;padding:.3em .8em;border-radius:20px;font-size:.92rem}
.empty{border:1px dashed var(--gold);padding:40px;text-align:center;background:#fff}